Finding the right health insurance with the lowest premium can be a daunting task, but it’s important to ensure that you have complete health insurance coverage that fits your specific needs. Here are some tips to help you find the right health insurance plan with the lowest premium:

Understand your needs

Before you start looking for health insurance, it is important to understand your specific needs. Consider factors such as your age, pre-existing conditions, and medications you currently take. This will help you narrow down your options and find a plan that covers the services you need.

Look for health boosters / Befit cover

Some insurance plans offer additional coverage options, such as health boosters or befit cover. These options can provide additional coverage for things like preventive care, prescription drugs, and mental health services. Be sure to consider these options when choosing for a plan, as they can provide additional value for your premium.

Consider a family shield

If you have a family, consider a family shield plan. These plans typically have lower premiums than individual plans, and they provide coverage for multiple members of your family. Be sure to compare the cost of a family shield plan with the cost of individual plans for each member of your family to see which option is more cost-effective.

Look for discounts and subsidies

Some health insurance providers offer discounts or subsidies to individuals and families who meet certain income or other requirements. Make sure to check if you qualify for any of these discounts or subsidies, as they can greatly reduce the cost of your premium.

Compare different plan provider

Once you have a good understanding of your needs, start shopping around for different health insurance plans. Compare plans from different providers, and pay attention to the premium, deductibles, and copays. You can choose to get in touch with “Finbros Capital Advisory Pvt Ltd” & we shall provide guidance & simplify in your entire selection process.   Make sure to also compare the network of providers and hospitals covered by each plan.

Don’t forget about the out-of-pocket costs

While the premium is an important factor to consider, it’s also important to take into account the out-of-pocket costs associated with your plan. This includes things like deductibles, co-pays, and coinsurance. Make sure you understand how much you will have to pay for different services before you enroll in a plan.


These tips will help you find the right health insurance plan with the lowest premium for your specific needs. Remember to  choose “Finbros Capital Advisory Pvt Ltd” always do your research and compare different plans before making a decision. With the right health insurance plan you can have peace of mind that you and your loved ones are protected in case of any medical emergency.

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