IndianOil HDFC Bank Credit Card

Earn up to 50 Litres of Free fuel annually

Earn 5% of your spends as Fuel Points at IndianOil outlets (Applicable on card swipes, Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)

Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (applicable on POS and Ecomm transactions) (Max 100 Fuel Points per month on each category)

Earn 1 Fuel Point for every ₹150 spent on all other purchases (including UPI transactions). Click here for fuel points on UPI transactions on IOCL card.

Additional Features Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

Revolving Credit : Enjoy Revolving Credit on your IndianOil HDFC Bank Credit Card at nominal interest rate. Please refer to the Fees and Charges section.

Zero Lost card liability : In the unfortunate event of you losing your IndianOil HDFC Bank Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.

​​​​​ Interest Free Credit Period : Up to 50 days of interest free period on your IndianOil HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Fuel Surcharge Waiver

1% Fuel Surcharge waiver at all fuel stations across India ​​​​​​​(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)

Renewal Offer

Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee

Smart EMI

IndianOil HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here.

Contactless Payment

The IndianOil HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. To see if your credit card is contactless, look for the contactless network symbol on your card

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons) Reward Point/CashBack Redemption & Validity

Fuel Points Accrual :

Fuel Point is an exclusive Rewards metric system created only for IndianOil HDFC Bank Credit Card holders. Earn Fuel Points on retail spends with the IndianOil HDFC Bank Credit Card Earn accelerated 5% Fuel Points on spends at IndianOil outlets, Groceries and Bill payments.

(Accelerated 5% Fuel Points benefit will be given only for fuel transactions on IndianOil Retail Outlets.) Fuel Point Redemption :

Redeem Fuel Points for Free Fuel using the complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. Redemption at participating IndianOil Petrol Outlet by converting Fuel Points into XRP (where 1 FP = 96 Paise). Click here to know more To locate your nearest IndianOil Petrol Outlet, click here

Redeem Fuel Points through NetBanking towards catalogue products (where 1 FP = upto 20 paise) Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card. (Cashback Redemption against Statement balance where 1 FP = 20 Paise) 1 Fuel Point = 3 XtraRewards Point (XRP) 1 XRP = 0.32 1 Fuel Point = 0.96 Fuel Points Validity:

Fuel Points are valid for a period of 2 years.

Redemption of Reward Points to Cashback and Travel categories will be capped at 50,000 points per month per customer

Accrual of Reward Points on Grocery Spends will be capped at 100 points per month per customer

There will be no Reward Points accrual on Spends made on Rental and Government category payments

Points + Pay - A maximum of 70% can be paid using Reward Points and the other 30% to be made by payment modes(Cash/Cards/UPI etc.)

Rs 500 plus taxes

HDFC Freedom Credit Card

10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month )

1 CashPoint per ₹150 spent on other spends ( Excluding EMI, fuel, wallet loads/prepaid card loads & voucher purchases ) Upto 20% discount on partner restaurants via Swiggy Dineout

Note: With effect from 1st January 2023, Reward points earned on Grocery transactions will be capped per month to 1,000 reward points. For Rupay Credit Cardholders, all UPI spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) will earn 1 RP for every Rs.150 spent and is capped at 500 reward points in a calendar month.

Effective 1st September, 2024, Wallet loading, Easy EMI transactions and Education payments made through third-party apps will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points.

Additional Features Zero lost Card liability : In the unfortunate event of losing your HDFC Bank Freedom Credit Card, report it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160). On reporting the loss immediately, you have zero liability on any fraudulent transactions made on your Credit Card. Interest Free Credit Period : Avail up to 50 days of interest free period on your HDFC Bank Freedom Credit Card from the date of purchase (subject to the submission of the charge by the Merchant). Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Freedom Credit Card at nominal interest rate. Please refer to the Fees and Charges section for more details. Exclusive Dining Privileges : ​​​​​​​Enjoy amazing dining benefits with Good Food Trail program. Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.

Fuel Surcharge Waiver

1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

Welcome/Renewal Benefit

500 CashPoints (applicable only on payment of membership fee)

Renewal Offer

Get renewal membership fee waived off by spending ₹50,000 and above in an annual year

Smart EMI

HDFC Bank Freedom Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

The HDFC Bank Freedom Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. To see if your Card is contactless, look for the contactless network symbol on your Card.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.

Reward Points/Cashback Redemption & Validity

The CashPoints earned on HDFC Bank Freedom Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.15, and can be done via Net Banking login, or physical redemption form

CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.15 and the rest of the amount will have to be paid via the Credit Card.

Rs 500 plus taxes

Swiggy HDFC Bank Credit card

10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).

5% Cashback on online spends across online MCCs.

1% Cashback on other categories.

Complimentary Swiggy One Membership for 3 months on card activation

Cardholder is eligible for welcome benefit on card activation

Card Activation is done by following one or more below mentioned ways: - Making a transaction using the Credit Card - To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.

For more details on card activation, ​​​​​​​The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit. ​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation

Note: Cashback redemption will move to Statement credit w.e.f 21st June’24, while the existing Swiggy money will continue to be in the Swiggy App

Cashback cannot be earned on transactions made using Swiggy Money Wallet, Swiggy Minis & Swiggy Liquor, and any other categories decided later (if any)

Additional Features

Zero lost card liability: In the unfortunate event of losing your Swiggy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest-Free Credit Period : Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Revolving Credit: Available at a nominal interest rate on your Swiggy HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

Welcome Benefit

Get complimentary Swiggy one Membership for 3 months as welcome benefit

Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy HDFC Bank Credit Card.

Cardholder can activate the card by following one or more below mentioned ways in order to enjoy the welcome benefit:

Making a transaction using the Credit Card, To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.

The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit. ​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation

Renewal Offer

Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:

Cash on Call

Balance Transfer

Cash Withdrawal

Contactless Payment

Your Swiggy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons

Smart EMI Facility

Convert large purchases on your Swiggy HDFC Bank Credit Card into Smart EMI and enjoy stress-free repayments.

Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs250 (exclusive of GST)

Mastercard Golf Benefits

Access to golf courses worldwide and 12 free lessons per year

4 complimentary rounds of green fees per calendar year

Discounted golf services at 50% of the green fee beyond complimentary sessions

Please follow below link in order to view step to redeem the benefits

Customer Service Number – +1800 102 6263

Rs ₹500 /- + Applicable Charges

HDFC Bank MoneyBack+ Credit Card

10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket

2 CashPoints per ₹150 spent on other spends

Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter

Upto 20% discount on partner restaurants via Swiggy Dineout

Note:

For Rupay Credit Cardholders, all UPI spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) will earn 2 RPs for every Rs.150 spent and is capped at 500 reward points in a calendar month.

Additional Features:

Zero lost Card liability : In the unfortunate event of losing your HDFC Bank Moneyback+ Credit Card, report it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160). On reporting the loss immediately, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest Free Credit Period : Avail up to 50 days of interest free period on your HDFC Bank Moneyback+ Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).

​​​​​​​ Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Moneyback+ Credit Card at nominal interest rate. Please refer to the Fees and Charges section for more details.

Exclusive Dining Privileges : Enjoy amazing dining benefits with Good Food Trail program.

Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.

Fuel Surcharge Waiver

1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

Welcome/Renewal Benefit

500 Cash Points (applicable only on payment of membership fee)

Quarterly Spend based benefit

Every Calendar quarter, get a gift voucher worth ₹500 on spends of ₹50,000 & above. Earn up to ₹2,000 worth gift vouchers in a year.

Renewal Offer

Get renewal membership fee waived off by spending ₹50,000 and above in an annual year

Smart EMI

HDFC Bank MoneyBack+ Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

The HDFC Bank MoneyBack+ Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.

Reward Point/Cashback Redemption & Validity

The CashPoints earned on HDFC Bank MoneyBack+ Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, or physical redemption form

CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card.

Rs ₹500/-

Tata Neu Plus HDFC Bank Credit Card

2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends

1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.

- Earn 0.25% back as NeuCoins on eligible UPI spends (including spends on partner Tata Brands), this will be posted to your card account by the Bank.

- Earn additional 0.75% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID. Additional NeuCoins on Tata Neu UPI payments will be posted directly to your Tata Neu Account, for more details:

- Total NeuCoins earned on all UPI payments will be capped to 500 NeuCoins per calendar month.

- For more information on UPI spend on RuPay Credit Card.

Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for NeuPass. W.e.f 15-Jan-25 this benefit will be applicable for transactions done only via Primary Card Holder Mobile Number Account (as per credit card application) on Tata Neu using the Tata Neu HDFC Bank credit card.

Additional Features

​​​​​​Zero lost card liability: In the unfortunate event of losing your Tata Neu Plus HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest-Free Credit Period : Up to 50 days of interest-free period on your Tata Neu Plus HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Revolving Credit: Available at a nominal interest rate on your Tata Neu Plus HDFC Bank Credit Card.

Lounge Access

Domestic Lounge Access

4 Complimentary Domestic Lounge Access per calendar year (1 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access

Please note, w.e.f 15 May 2023, the list of eligible domestic lounge access has been updated.

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

Welcome Benefit

Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.

Note: For eligible customers, option to claim the Welcome Benefit will be available inside Tata Neu App for 180 days from statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date.

Welcome Benefit is not applicable on Lifetime Free and First Year Free Cards.

Renewal Offer

Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.

Contactless Payment

The Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.

NeuCoins Redemption & Validity

NeuCoins Redemption:

You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:

Air India Express

Bigbasket

Croma, Westside.

Tata CLiQ, Tata CLiQ Luxury

Hotel Bookings/Purchases on IHCL

TATA 1MG

Qmin

Titan and Tanishq (only via Tata Neu)

You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method. NeuCoins can only be used on eligible transactions as defined by the individual brands.

​​​​​​​Note:

Your monthly statement will give breakup of NeuCoins as following:

NeuCoins accrued and available with the Bank

NeuCoins transferred to Tata Neu during the Statement Cycle

On periodic basis (within 7 working days of the statement generation) the NeuCoins will be transferred to Tata Neu by the Bank. NeuCoins transferred to Tata Neu will be available for redemption on Tata Neu App.

NeuCoins Validity:

Your NeuCoins expire 365 days after your last transaction involving an eligible earn or use of NeuCoins (even if it’s just one NeuCoin earned or used).

During special promotions, you might also earn additional NeuCoins. The expiry of these NeuCoins will be mentioned at the time of issuance.

Rs ₹499/- + Applicable Taxes

Regalia Gold Credit Card

Complimentary Swiggy One and MMT Black Gold membership as Welcome benefits.(w.e.f 1st Nov'24 Swiggy One replaces Club Vistara Silver Tier)

₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh

₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.

5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!

Complimentary lounge access at over 1000 airports

4 Reward Points on every Rs.150 spent (On retail* spends)

Additional Features

Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Gold Credit Card, on reporting it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160), you have zero liability on any fraudulent transactions made on your Credit Card.

Foreign Currency Markup : 2% on all your foreign currency spends. Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Gold Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more.

Concierge

Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Regalia Gold Credit Card. Simply call us: toll-free on 1860 425 1188 (India) / Email ID: regaliagold.support@smartbuyoffers.co

Lounge Access

A. Complimentary Airport Lounge Access within India

12 complimentary access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card.

Swipe your HDFC Bank Regalia Gold Credit Card at the lounge to avail the complimentary lounge access. Visits exceeding the complimentary quota & Lounges not covered under the programme will be allowed at the discretion of lounge and will also be chargeable by the Lounge.

B. Priority Pass

Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. You can apply for Priority Pass for self and add-on members.

If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit

If you use your Priority Pass for lounge access within India, you will be charged at US $27 + GST per visit

Guests accompanying primary card holder must have an Add-on credit card with their own Priority Pass.

Welcome Benefit

Pay your Joining Membership Fee and get Gift Voucher equivalent to Fee Amount = Rs.2,500

Complimentary Swiggy One and MMT Black Gold Membership when you spend Rs. 1 Lakhs and above within 90 days of card issuance. (w.e.f 1st Nov'24 Swiggy One replaces Club Vistara Silver Tier)

Terms & Conditions Apply

Good Food Trail Program

Enjoy amazing dining benefits with the Good Food Trail program

Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants) Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App.

Milestone Benefit

Get ₹ 1,500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend Rs. 1.5 Lakhs in every calendar quarter.

Get ₹ 5,000 worth flight vouchers when you spend Rs. 5 Lakhs spends in an anniversary year

Get additional ₹ 5,000 worth flight vouchers when you spend Rs. 7.5 Lakhs spends in an anniversary year

Annual Spend based benefit

Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year. Terms & Conditions Apply

Smart EMI

HDFC Bank Regalia Gold Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

The HDFC Bank Regalia Gold Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

*To see if your Card is contactless, look for the contactless network symbol on your Card.

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 in a single transaction without being asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Cardholder has to enter the Credit Card PIN for security reasons.)

Insurance/Comprehensive protection & Nominee details for Insurance

Accidental air death cover worth Rs. 1 Crore

Emergency overseas hospitalization: up to Rs. 15 lakhs

Credit Liability cover: Up to Rs. 9 Lakhs

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

Earn 4 Reward Points on every Rs.150 retail* spends including Insurance, Utilities and Education​

Earn 20 Reward Points on every Rs.150 retail* spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa!

Rs 2500 + Applicable Taxes.

Diners Club Black Metal Edition Credit Card

Metal Card

Unlimited Airport Lounge Access

6 Complimentary Golf games every quarter across the finest courses in the world

Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit

10,000 Bonus Reward Points on spends of ₹ 4 lakh every calendar quarter

2X Reward Points on Weekend Dining

5 Reward Points for every ₹ 150 spent

Up to 10X Reward Points via SmartBuy

Additional Features

Interest Free Credit Period: Up to 50 days of interest free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase. (subject to the submission of the charge by the Merchant)

Credit liability cover: ₹ 9 lakh

Foreign Currency Markup: 2% on all your foreign currency spends.

(These charges will be billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement)

Revolving Credit: Enjoy Revolving Credit on your HDFC Bank Diners Club Black Metal Credit Card at nominal interest rate. Refer to Fees and Charges section

Phone Banking

Toll Free: 1800 266 3310

Landline: 022-6171 7606 (For customers travelling overseas)

Concierge

Global Personal Concierge – 24 X 7

Toll free: 1800118887

Landline: 022 42320226

Email: dinersblack.support@smartbuyoffers.co

Lounge Access

Unlimited Airport lounge access to 1300+ Lounges in India and worldwide for primary and add-on card members.

Golfing Benefits

6 Complimentary Golf games every quarter across the finest courses in the world

To book a golf game, reach out to concierge via:

Call: 1800 118 887 | 022 42320226 , Email: dinersblack.support@smartbuyoffers.co

Dining Benefits

Earn 2X on weekend dining at standalone resturants capped at 1000 reward points per day. Click here for T&C

Welcome Benefits

Avail Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One on spending ₹ 1.5 Lakh within the first 90 days of card issuance.

Easily track your milestone spends by following these steps. Visit offers.smartbuy.hdfcbank.com/diners >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Welcome Benefits

Milestone Benefit

Get 10,000 Bonus Reward Points on spends of ₹ 4 lakhs every calendar quarter. Calendar quarter is defined as Jan – Mar; Apr – Jun; Jul – Sep; Oct – Dec.

Easily track your milestone spends by following these steps. Visit offers.smartbuy.hdfcbank.com/diners >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Quarterly Benefits

Smart EMI

HDFC Bank Diners Club Black Metal Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

The HDFC Bank Diners Club Black Metal Credit Card is enabled for contactless payments on HDFC Bank POS machines, facilitating fast, convenient and secure payments at retail outlets. Tap the reverse side of the Black Metal card on the HDFC Bank POS machine to enjoy contactless payments.

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction without the need to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)

Insurance/Comprehensive protection & Nominee details for Insurance

Air accident insurance cover worth ₹ 2 crore

Emergency overseas hospitalisation: ₹ 50 Lacs

Travel Insurance Cover of up to INR 55,000 on baggage delay beyond 8 hours for international flight (Capped to $10/hour)

Credit Liability Cover of up to ₹9 Lakh

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

Earn 5 Reward Points for every ₹ 150/- retail spend

Upto 10X Reward Points on spends via SmartBuy

Rs Rs 10,000 + taxes

Diners Club Privilege Credit Card

'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow

5X Reward Points on Swiggy and Zomato

Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit

₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh

2 Complimentary Airport lounge access every calendar quarter worldwide

4 Reward Points for every ₹ 150 spent

Additional Features

Redeem reward points for higher value on the Exclusive Privilege Dining Catalogue. Click here to redeem (or) follow these steps: Visit offers.smartbuy.hdfcbank.com/diners >> Click on 'Diners Club Benefits' tab >> Select ‘Exclusive Dining Catalogue'

Travel benefits: Upto 10X Rewards on Booking flight tickets / stays across 150+ hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners

Interest Free Credit Period: Up to 50 days of interest free credit period on your HDFC Bank Diners Club Privilege Credit Card from the date of purchase. (subject to the submission of the charge by the Merchant)

Credit Liability Cover: Rs. 9 lakh

Foreign Currency Markup: Nominal 3.5% on all your foreign currency spends.

(These charges are billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement)

Revolving Credit: Available at a nominal interest rate on your HDFC Bank Diners Club Privilege Credit Card. Please refer to Fees and Charges section to know more.

Customer Care

HDFC Phone Banking: For any queries, call us on 1800 1600 / 1800 2600 (from 8 a.m. to 8p.m.) Customers travelling overseas can reach us at 022- 61606160

Smartbuy Concierge: Simply call on 1860 425 1188

Lounge Access

2 Complimentary Airport lounge access every calendar quarter worldwide

Welcome Benefits

Avail Complimentary Annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance. Easily track your milestone spends and redeem benefits by following these steps. Visit offers.smartbuy.hdfcbank.com/diners >> Click on 'Diners Club Benefits' tab >> Select 'Diners Club Privilege Milestones' >> Check Welcome Benefits.

Dining & Entertainment Benefits

'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow. Offer is applicable for shows on Friday, Saturday and Sunday (irrespective of booking day). Maximum discount is Rs. 250/ticket, upto 2 free tickets every calendar month 5X Reward Points on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month

Milestone Benefit

Avail ₹ 1,500 worth vouchers of Marriott Experience or Decathlon or Barbeque Nation or O2 Spa or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter.

Easily track your milestone spends and redeem benefits by following these steps. Visit offers.smartbuy.hdfcbank.com/diners >> Click on 'Diners Club Benefits' tab >> Select 'Diners Club Privilege Milestones' >> Check Quarterly Benefits.

Renewal Offer

Renewal Fee waiver for next year on spends of Rs. 3 Lakhs in card anniversary year.

Smart EMI (With logo)

HDFC Bank Diners Club Privilege Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

The HDFC Bank Diners Club Privilege Credit Card is enabled for contactless payments on HDFC Bank POS machines, facilitating fast, convenient and secure payments at retail outlets.

*To see if your Card is contactless, look for contactless network symbol on your Card.

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction without the need to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)

Insurance/Comprehensive protection & Nominee details for Insurance

Accidental Air Death Cover worth Rs. 1 Crore Emergency overseas hospitalization: up to Rs. 25 lakhs Travel Insurance Cover of upto Rs 50,000 on baggage delay ( Capped to 10$per hour & restricted to 8 hours) Credit Liability cover: Upto Rs. 9 Lakh.

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

Earn 4 Reward Points on every Rs.150 retail* spends​

Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato

Earn upto 10X Reward Points on Spends Via Smartbuy

Reward Point Redemption:

You can redeem your Reward Points on Smartbuy or NetBanking.

Reward Points can be redeemed for:

Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5 Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy at a value of 1 RP = Rs 0.50. Click here to redeem (or) follow these steps: Visit offers.smartbuy.hdfcbank.com/diners >> Click on 'Diners Club Benefits' tab >> Select ‘Exclusive Dining Catalogue' Redeem Rewards Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Privilege Credit Card 1 RP upto Rs 0.35 Cashback at a value of 1 RP = Rs 0.20.

Good food trail program

Enjoy amazing dining benefits & savings with Good Food Trail program : Upto 20 % off on all your restaurant bill payments via Swiggy Dineout (Choose from 20000 + restaurants), (Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App)

Diners Exclusive Offers

Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance. Dining Delight: exclusive dining offers, from gourmet cuisine to local delicacies. Luxury Spas: access to some of the finest spas within India at special rates. Small Medium Enterprise (SME): tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs.

Rs 500 plus taxes

CSC Small Business MoneyBack

Get up to 50 days interest free credit period
Earn 4 reward for all e-commerce spends and 2 reward points for all PoS spends except fuel
Get 5X reward points on fuel spends
Earn 5% cash back on telecom, electricity, railway, hotels dining and taxi bookings
Get PoS rental reversal up to Rs. 1000 based on spends criteria
Get 1000 bonus reward points on annual spend of Rs 90,000
Get discounts up to 17.5% for payments made through Dineout Pay
Get term loan eligibility for business purposes
Get fuel surcharge waiver of 1% between the billing of Rs. 400 and Rs. 2000 (max Rs. 250 waiver allowed per statement)
No lost card liability and get emergency card replacement

Rs 250 plus taxes

CSC Small Business MoneyBack Test

Get up to 50 days interest free credit period
Earn 4 reward for all e-commerce spends and 2 reward points for all PoS spends except fuel
Get 5X reward points on fuel spends
Earn 5% cash back on telecom, electricity, railway, hotels dining and taxi bookings
Get PoS rental reversal up to Rs. 1000 based on spends criteria
Get 1000 bonus reward points on annual spend of Rs 90,000
Get discounts up to 17.5% for payments made through Dineout Pay
Get term loan eligibility for business purposes
Get fuel surcharge waiver of 1% between the billing of Rs. 400 and Rs. 2000 (max Rs. 250 waiver allowed per statement)
No lost card liability and get emergency card replacement

Rs